949-245-5000
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Ruby Reds Home Loans

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Refinance

Whether you want to lower your payment or get cash out, a refinance is for you! Tap into and leverage the equity of your residential investment property to fund and acquire your next investment. You can leverage a cross-collateralization loan by combining equity from multiple properties to help with your next project.

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1 YEAR

STARTING RATE 8.75%

NO PREPAYMENT PENALTY

This is a great program for investors that want to refinance and stabilize a property with newly completed renovation or construction while you secure your exit.

2 YEAR

STARTING RATE 8.75%

PRE-PAYMENT:
8 MONTHS

 

WHAT MAKES THIS A GREAT PROGRAM?

  • Stated income and no DTI requirement, No minimum FICO requirement, No minimum DSCR requirement on 1-year term
  • No prepayment penalty on 1-year term
  • Quicker valuation process, full appraisals only required on case-by-case basis
  • Close quickly, 7-10 business days on average with all requested and required documents from
  • Ruby Reds Home Loans (the short list will be emailed to you)
  • Interest-only payments

 

Let RUBY REDS HOME LOANS Finance your construction loan and recapitalize on equity and construction costs so you can start your next project. Investors like you can utilize the loan to complete any final work to prepare the property for sale or stabilize the property for long term hold. This enables you to move on to your next project more quickly rather than waiting to access your funds until the property sells.