Ruby Reds Home Loans

Rental Property

Do you want to Purchase or Refinance an Investment Rental Property? When you partner with us at: RUBY REDS HOME LOANS, we can provide long-term financing for stabilized rental properties to generate cash flow. (Pricing below is subject to change).

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5/1 ARM

6.75%+

PREPAYMENT PENALTY:
3% - 2% - 1% STEP-DOWN

7/1 ARM

6.99%+

PREPAYMENT PENALTY:
4% - 3% - 2% - 1% STEP-DOWN

10/1 ARM

7.25%+

PREPAYMENT PENALTY:
5% - 4% - 3% - 2% - 1% STEP-DOWN

WHAT MAKES THIS A GREAT PROGRAM?

Portfolio or Single-Asset Loans
5/1, 7/1, 10/1 Interest-only ARMs
30-year amortized with fixed initial interest-only payment period
Reasonable underwriting on cash flow requirements
Aggressive LTVs / High Leverage
Min. FICO: 600
Up to 80% LTV (Purchase, Rate and Term Refinance, Cash-Out, Refinance)
Property Types: SFR, 2-4 units, Condos, PUD's, Townhomes

Purchase, Rate and Term, and Cash-out Refinance options available. Single asset or portfolio aggregation. Enables investors like you to build a steady stream of income through rental property investment.

Ruby Reds Home Loans delivers speed, leverage, and consistency to both highly experienced and new real estate investors. (Considering an ADU)?